Help for Homeowners impacted by Covid-19 struggling to pay mortgage payments, property charges, and/or utility payments

Help for Homeowners https://homehelpnh.org/homeowners

Struggling to pay mortgage payments, property charges, and/or utility payments? The Homeowner Assistance Fund provides assistance to eligible homeowners who have experienced a financial hardship during the COVID pandemic.

The Homeowner Assistance Fund provides financial assistance for New Hampshire homeowners who cannot pay their home mortgage, utilities, home insurance, association fees, and/or property taxes during the pandemic. The program is expected to be available through at least 2022.

NH Homeowner Assistance Fund is a federally funded homeowner assistance program through the American Rescue Plan Act of 2021 and the Governor’s Office for Emergency Relief and Recovery (GOFERR). It is administered by New Hampshire Housing, who will be accepting and processing applications.

Eligible homeowners must:

Have experienced a COVID related reduction in income or increase in household expense after January 21, 2020.

Own and occupy the property as their primary residence.

Have incomes of less than 125% of Area Median Income.

Homeowner Assistance Fund covers:

Mortgage Loan Reinstatement - maximum benefit $20,000*

Property Charges Default Resolution - maximum benefit $20,000*

Utility/Internet Payment Assistance - maximum benefit $3,000*

*Total assistance per households is $20,000 for all programs combined